This section has information about the various UK insurance schemes that are tailored for mission and overseas Christian workers.
Overseas health insurance
This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Written from a USA perspective but still useful for anyone considering overseas health insurance.Website: www.overseashealthinsurance.com/newlib.asp
European health insurance card
Some medical cover in the EEA or Switzerland can be obtained with a European health insurance card. This replaces the old E111 form. One important thing to remember is that the EIHC will not cover the cost of getting you home if you are seriously ill or injured.Website: www.dh.gov.uk/travellers
Email:
Tel: 020 7210 4850
It's worth noting that some other countries (most notably Australia, Barbados, Czech Republic, New Zealand and Russia) have a 'reciprocal agreement' with the UK which gives you the right to the same medical treatment that citizens of these countries receive. For more information, see OSCAR - Service zone - Health - Seeking medical advice - Facilities and doctors.
insurance related services
Back to top
Travel & medical - mission
Access Insurance Service
We are an ethical, Christian based insurance broker specialising in the voluntary sector. We focus on providing protection for your assets, liabilities, volunteers and employees through the provision of secure insurance cover. Whether you are a charity, church, company limited by guarantee, not for profit group, or voluntary organisation; Access will undertake a risk analysis of your special needs.Website: www.accessunderwriting.co.uk
Tel: 08702 412214
AT Bell Insurance Brokers Ltd
AT Bell are specialists in charity and church-related insurances. They have a wide range of travel insurance policies available for all types of holidays, activities, business travel and special pursuits. They also have a specific scheme for clergy and charity workers on an annual basis which includes business and holiday cover.Website: www.atbell.co.uk
Email:
Tel: 020 8462 0769
Banner Financial Services
Banner offer a travel insurance portfolio that includes cover for medical and emergency expenses, emergency assistance service, sports cover, personal accident, cancellation and curtailment, baggage and personal possessions, business equipment, money and personal liability. This policy is also offered by Interhealth and Global Connections.Website: www.bannergroup.com
Email:
Tel: 01342 710600
Christians Abroad
CA have a scheme set up through a leading broker which you may join on a monthly basis.This includes travel insurance as well as medical care for people working abroad for up to two years (beyond that new rates are negotiable). There are two levels of insurance: comprehensive and essential, and the details of each scheme are listed on their website. There is also a cheaper scheme, but this covers medical costs only.
Website: www.cabroad.org.uk/ins/insurance.htm
Email:
Tel: 0870 770 7990
International Medical Group - Mission Medical Insurance
IMG’s Mission Division offers a full array of affordable international health insurance plans for missionaries, church workers and mission sending organizations that travel or reside abroad. Our insurance plans are particularly attentive to the special furlough needs of missionaries and their families. Whether you are traveling for temporary outreach or living overseas for career mission purposes, IMG can provide high quality medical insurance at affordable prices.Website: www.missionarymedicalinsurance.com
Email:
Tel: 01444 465555
John Wason (Insurance Brokers) Ltd
John Wason offer Overseas, Worldwide Personal Insurance on personal possessions whilst working out of UK. Option for medical cover. (Excluding USA & Canada)Website: www.johnwason.co.uk
Email:
Tel: 0118 983 9994
Kingsworld Walder Ltd
Kingsworld have a long track record for providing travel insurance for missionaries and Christian workers.Website: www.kingsworld.co.uk
Email:
Tel: 01747 826251
MasterPolicy Insurance Brokers: Missionary Travel Insurance from ACE Europe
For over ten years, this product has positively contributed to the success of missionary work by giving travellers the confidence and the security they need. As used by Latin Link and BMS World Mission (amongst others).Website: www.masterpolicy.co.uk
Email:
Tel: 01767 318200
PHA Insurance Services
PHA is an independent UK-based insurance brokerage offering services to citizens of the UK, Europe and the world. PHA was one of the earliest UK insurance brokers to make a mark on the Internet and has served thousands of satisfied customers since it began in 1995. They offer a range of products including Travel insurance.Website: www.phatravel.com
Tel: 0845 634 2502
Salt Insurance
Salt provide emergency medical and travel insurance for missionaries, church groups and individuals travelling overseas, whether on a Short or Long-term mission trip or just for your annual holiday.Website: www.saltinsurance.com
Email:
Tel: 01342 843560
Adams & Associates International
Adams & Associates International has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
BPB Associates
Travel medical insurance for missionaries and their families including online quote and purchase. Cover through IMG is for all citizens, worldwide. Short-term, long-term, and group policies available.Website: www.bpbinsure.com/global.htm
Email:
Tel: ++ 1 800 248 6810 (USA)
Community Insurance Agency Inc
CIA market a variety of products designed exclusively for Individuals and Groups travelling worldwide. They have been in business for over 23 years. These products are rated A by the A. M. Best Company. They have 5 Travel & Health Insurance products designed precisely for Missionaries and Churches, and they are available for US and non-US citizens worldwide.Website: www.ciainsagency.com/missionary.htm
Email:
Tel: ++ 1 847 897 5120 (USA)
eGlobalHealth Insurers
eGlobalHealth Insurers, a division of The Patterson Insurance Agency, is an independent on-line internet insurance agency that exclusively markets and sells International Medical Group (IMG®) products to the global community. Their clientele range from the basic traveler to the global missionary and their family. With over 60 years experience in the insurance industry and marketing international insurance products since 1977, The Patterson Insurance Agency & eGlobalHealth Insurers understands the needs of the "global citizen". All countries, including the UK, are covered with their products.Website: www.eglobalhealth.com
Email:
Tel: ++ 1 417 882 1413 (USA)
GoMissionTrip.com
Affordable overseas medical and travel insurance for missionaries and overseas travelers. Choose from the top providers in overseas insurance!Website: www.gomissiontrip.com
Email:
Tel: ++ 1 888 811 4626 (USA)
Good Neighbor Insurance
Good Neighbor offers three plans available online for purchase: Career/long term global major medical insurance for families or individuals, travel/short term insurance suitable for mission teams and life insurance for any citizens living in most parts of the world. All three plans are available to US and non-US citizens. A new product, "High Limit Accident Insurance" has optional coverage for acts of terrorism and war.Website: www.gninsurance.com
Email:
Tel: ++ 1 866 636 9100 (USA)
MissionaryHealth.net (Insurance Services of America)
Insurance Services of America is a US based Christian organization that specializes in international health & life insurance for missionaries. Whether you have made a long term commitment overseas, or you are going as a short term missionary, Insurance Services of America has high quality affordable health insurance available to fit almost any need! Their plans are available for US Citizens outside of the USA and non-US Citizens ANYWHERE, including the USA.Website: www.missionaryhealth.net
Email:
Tel: ++ 1 800 647 4589 or ++ 1 480 821 9052 (USA)
Mission Trip Insurance
Mission Trip Insurance -- daily rate plans for groups and individuals for short term mission trips. Long Term Global Health plans available from all the major carriers.Website: www.missiontripinsurance.com
Email:
Tel: ++ 1 719 573 9080 (USA)
Talent Trust Consultants
Serving alongside mission/church workers for over 18 years; partnering with over 700 mission organisations in 130 countries. Our programs are specifically tailored to missionaries and church workers. Both short and long-term programs are available, providing global cover. If you are part of a mission organisation please enquire about our group discounts.Website: www.talent-trust.com
Email:
Tel: ++ 60 4 899 8945 (MALAYSIA)
World Outreach Christian Ministries, Inc
This US based organisation provides a complete line of international, worldwide, major medical, health, travel and accident insurance. These medical programs provide global security to missionaries and their families anywhere in the world. Through International Medical Group (IMG) coverage periods for medical insurance are from 10 days to unlimited and they offer major medical plans with up to $5 Million protection. Their Global Mission Medical Insurance and Global Mission Basic provide benefits relevant to the international missionary market.Website: www.internationalhealthins.com
Email:
Tel: ++ 1 800 641 4614 (USA)
Back to top
Travel & medical - general
Accomplish Travel Insurance
Offers a range of travel services, including travel insurance for holidays, single trips, winter sports, backpackers, ski, snowboarding, annual and long stay. Also offers car hire & accommodation finding service for London.Website: www.accomplishtravel.co.uk
Email:
Tel: 020 8540 7062
Cheaptravelinsurance.com
UK travel insurance with instant quotes and cover online for single trips, annual travel insurance, ski insurance and backpackers insurance with 3 different cover options.Website: www.cheaptravelinsurance.com
Tel: 08450 264 264
Essential Travel Insurance
Essential Travel claim to be the fastest and easiest way to get travel insurance online. They also say that they cut the cost not the cover.Website: www.essentialtravel.co.uk
Insurance Bookers
Insurancebookers aim is to provide customers with excellent insurance products, which are simple to understand and purchase, and are good value for money.Website: www.insurancebookers.co.uk
Insure for all.com
Provider of senior travel insurance, aged 65 and over, for single trips, annual, and multi trip policies. Apply online for a travel insurance quote. Also provides travel tips and guidelines for the older traveller.Website: www.insureforall.com
Moneysupermarket
Cheap quotes for annual travel insurance and single trip holiday insurance online with moneysupermarket.com. Over 450 policies compared in seconds.Website: www.moneysupermarket.com/travelinsurance
MRL Travel Insurance Direct
Travel insurance including annual worldwide multi-trip, single trip and backpackers extended stay. Plus senior citizen travel insurance.Website: www.mrlinsurance.co.uk
Tel: 0845 676 0689
Pacific Prime International
International health insurance products for expats located anywhere in the world including the UK. Quality medical insurance plans can be customized to fit the needs of clients.Website: www.pacificprime.com
Tel: 0207 198 1304
Primary Insurance
Single or annual multi trip travel insurance for individuals and families.Website: www.primaryinsurance.co.uk
Tel: 0870 220 0634
Travelcover.co.uk
Travelcover.co.uk offers extended stay travel insurance to residents of the UK & Ireland. All their policies offer a 14 day money back guarantee and include a range of hazardous sporting activities inc. basic manual labour. Instant on-line quotes and applications available.Website: www.travelcover.co.uk
Tel: 0845 450 0610
Travel Insurance
Instant quote and cover online for single trips, annual travel insurance, ski insurance and backpackers insurance available.Website: www.travelinsurance.co.uk
Tel: 0844 888 1595
UK Insurance Index
Insurance directory listing UK insurance companies, articles and reviews.Website: www.uk-insurance-index.co.uk
uSwitch.com
uSwitch.com is a free, impartial online and phone based comparison and switching service that helps customers compare prices on a range of services including travel insurance.Website: www.uswitch.com/travel-insurance
Tel: 0845 092 0559
123 Travel Insurance UK
Low-cost single, annual, ski and multi-trip travel insurance for UK residents.Website: http://123-travel-insurance.co.uk
Tel: 0870 343 0016
Back to top
Personal effects
Banner Financial Services
Banner offer a travel insurance portfolio that includes cover for medical and emergency expenses, emergency assistance service, sports cover, personal accident, cancellation and curtailment, baggage and personal possessions, business equipment, money and personal liability. This policy is also offered by Interhealth and Global Connections.Website: www.bannergroup.com
Email:
Tel: 01342 710600
John Wason (Insurance Brokers) Ltd
John Wason offer Overseas, Worldwide Personal Insurance on personal possessions whilst working out of UK. Option for medical cover. (Excluding USA & Canada)Website: www.johnwason.co.uk
Email:
Tel: 0118 983 9994
Adams & Associates International
Adams & Associates International has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
Back to top
Motor
Groupama
Most UK insurance companies will not insure a car if the owner resides outside of the UK. This insurance company does, which is useful for those leaving a car in the UK and who want others to be able to use it.Website: www.groupama.co.uk
Tel: 0161 834 9888
Adams & Associates International
Adams & Associates International has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
Insurance4carhire.com
For a low, annual premium, Insurance4carhire.com provides excess insurance protecting the customer against excess charges whenever they rent a car.Website: www.insurance4carhire.com
Back to top
Life
Life Insurance Advisor
Life Insurance Advisor provides a nationwide network of life insurance experts providing custom quotes from the major life insurance companies.Website: www.lifeinsuranceadvisor.com
Adams & Associates International
Adams & Associates International has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
Back to top
Office
Access Insurance Service
We are an ethical, Christian based insurance broker specialising in the voluntary sector. We focus on providing protection for your assets, liabilities, volunteers and employees through the provision of secure insurance cover. Whether you are a charity, church, company limited by guarantee, not for profit group, or voluntary organisation; Access will undertake a risk analysis of your special needs.Website: www.accessunderwriting.co.uk
Tel: 08702 412214
WRS Limited Insurance Brokers
WRS have over 35 years gained extensive experience in arranging competitive office package insurance for Christian charities and mission agencies. Not only covering the office insurance risk but extending such to cover deputation work, overseas liability and equipment away from the office. Facilities also include cover for mission organisations sending goods overseas. Can also quote for your mission vehicles in the UK.Website: www.wrsinsurance.co.uk
Email:
Tel: 01206 760780