This section has information about the various UK insurance schemes that are tailored for mission and overseas Christian workers.
Global or Local Insurance?
Some long term missionaries have found it better to get insurance locally when they're on the field. It's usually cheaper and specifically covers that country. Then they get short-term insurance whenever they travel outside that country (like for holidays or home assignment).Advice on specific insurance issues
OSCARactive, our online community, has a group called 'Insurance for Mission' set up to offer advice to anyone with specific questions about insurance.Website: http://oscaractive.ning.com/group/insuranceformission
Overseas health insurance
This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Written from a USA perspective but still useful for anyone considering overseas health insurance.Website: www.overseashealthinsurance.com/newlib.asp
European health insurance card
Some medical cover in the EEA or Switzerland can be obtained with a European health insurance card. This replaces the old E111 form. One important thing to remember is that the EIHC will not cover the cost of getting you home if you are seriously ill or injured.Website: www.dh.gov.uk/travellers
Email:
Tel: 020 7210 4850
It's worth noting that some other countries (most notably Australia, Barbados, Czech Republic, New Zealand and Russia) have a 'reciprocal agreement' with the UK which gives you the right to the same medical treatment that citizens of these countries receive. For more information, see OSCAR - Service zone - Health - Seeking medical advice - Facilities and doctors.
insurance related services
Back to top
Travel & medical - mission - UK
Access Insurance Service
We are an ethical, Christian based insurance broker specialising in the voluntary sector. We focus on providing protection for your assets, liabilities, volunteers and employees through the provision of secure insurance cover. Whether you are a charity, church, company limited by guarantee, not for profit group, or voluntary organisation; Access will undertake a risk analysis of your special needs. more>>Website: www.accessunderwriting.co.uk
Email:
Tel: 0208 651 7420 (Charity Insurance: 0845 257 1355)
AT Bell Insurance Brokers Ltd
AT Bell are specialists in charity and church-related insurances. They have a wide range of travel insurance policies available for all types of holidays, activities, business travel and special pursuits. They also have a specific scheme for clergy and charity workers on an annual basis which includes business and holiday cover.Website: www.atbell.co.uk
Email:
Tel: 020 8651 7420
Banner Financial Services
Banner offer a travel insurance portfolio that includes cover for medical and emergency expenses, emergency assistance service, sports cover, personal accident, cancellation and curtailment, baggage and personal possessions, business equipment, money and personal liability. This policy is also offered by Interhealth and Global Connections.Website: www.bannergroup.com
Email:
Tel: 01993 862 119
Christians Abroad
Christians Abroad provides preparation for service in international mission and development and debriefing after service overseas for groups but also for individuals or couples. This service is provided in consultation with mission partners and sponsoring churches/agencies. Christians Abroad is also an agency for travel and health insurance and for VDW National Insurance contributions in certain circumstances more>>Website: www.cabroad.org.uk
Email:
Tel: 0300 012 1201
International Medical Group - Mission Medical Insurance
IMG’s Mission Division offers a full array of affordable international health insurance plans for missionaries, church workers and mission sending organizations that travel or reside abroad. Our insurance plans are particularly attentive to the special furlough needs of missionaries and their families. Whether you are traveling for temporary outreach or living overseas for career mission purposes, IMG can provide high quality medical insurance at affordable prices.Website: www.missionarymedicalinsurance.com
Email:
Tel: 01444 465555
Jelf Group plc
Overseas personal insurance from Jelf Insurance Brokers Ltd (part of Jelf Group plc) is a UK policy written in English, underwritten by Lloyds of London and covered by British law. It's designed to insure the home contents and personal property of expatriates.Website: http://www.jelfgroup.com/page/individual-services/personal-insurance
Email:
Tel: 0118 9839945
MasterPolicy Insurance Brokers
20 years' experience in Travel Insurance and Medical Expenses to charity, mission and aid workers with appropriate, expert cover to suit you. Available online, you'll get an instant quote and cover is then arranged in 3 easy steps with all documents issued immediately. Benefits of the policy include: Simple Administration, Unlimited Medical Expenses, No Medical Screening, Business Equipment insured up to £3,000, Cash Limit insured up to £2,000, 24-hour staffed helpline with multi-lingual advisors. We are currently insuring several thousand missionaries and aid workers all over the world including disturbed areas like Afghanistan and Iraq more>>Website: www.masterpolicy.co.uk
Email:
Tel: 01767 318200
Salt Insurance (SALT)
Salt provide emergency medical and travel insurance for missionaries, church groups and individuals travelling overseas, whether on a Short or Long-term mission trip or just for your annual holiday more>>Website: www.saltinsurance.com
Email:
Tel: 01342 843560
Back to top
Travel & medical - mission - non-UK based
BPB Associates
Travel medical insurance for missionaries and their families including online quote and purchase. Cover through IMG is for all citizens, worldwide. Short-term, long-term, and group policies available.Website: www.bpbinsure.com/global.htm
Email:
Tel: ++ 1 800 248 6810 (USA)
eGlobalHealth Insurers
eGlobalHealth Insurers, a division of The Patterson Insurance Agency, is an independent on-line internet insurance agency that exclusively markets and sells International Medical Group (IMG®) products to the global community. Their clientele range from the basic traveler to the global missionary and their family. With over 60 years experience in the insurance industry and marketing international insurance products since 1977, The Patterson Insurance Agency & eGlobalHealth Insurers understands the needs of the "global citizen". All countries, including the UK, are covered with their products.Website: www.eglobalhealth.com
Email:
Tel: ++ 1 417 882 1413 (USA)
Gallagher Charitable International Insurance Services
Gallagher Charitable International Insurance Services has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
GoMissionTrip.com
Affordable overseas medical and travel insurance for missionaries and overseas travelers. Choose from the top providers in overseas insurance!Website: www.gomissiontrip.com
Email:
Tel: ++ 1 888 811 4626 (USA)
Good Neighbor Insurance
Good Neighbor offers three plans available online for purchase: Career/long term global major medical insurance for families or individuals, travel/short term insurance suitable for mission teams and life insurance for any citizens living in most parts of the world. All three plans are available to US and non-US citizens. A new product, "High Limit Accident Insurance" has optional coverage for acts of terrorism and war.Website: www.gninsurance.com
Email:
Tel: ++ 1 866 636 9100 (USA)
Membercare Insurance
Membercare Insurance offers a complete health insurance for the missionaries working outside their home country.Website: www.membercareinsurance.org
Email:
Tel: ++ 31 512 305 988 (NETHERLANDS)
MissionaryHealth.net (Insurance Services of America)
Insurance Services of America is a US based Christian organization that specializes in international health & life insurance for missionaries. Whether you have made a long term commitment overseas, or you are going as a short term missionary, Insurance Services of America has high quality affordable health insurance available to fit almost any need! Their plans are available for US Citizens outside of the USA and non-US Citizens ANYWHERE, including the USA.Website: www.missionaryhealth.net
Email:
Tel: ++ 1 800 647 4589 or ++ 1 480 821 9052 (USA)
Mission Trip Insurance
Mission Trip Insurance -- daily rate plans for groups and individuals for short term mission trips. Long Term Global Health plans available from all the major carriers.Website: www.missiontripinsurance.com
Email:
Tel: ++ 1 800 576 2674 (USA)
Talent Trust Consultants
Founded in 1991, TTc is dedicated to serving international mission and church workers with bespoke medical insurance and investment programmes. Having a membership of over 12,000, our short- and long-term insurance plans prove to meet the specific needs of Christians in short-term mission or full-time ministry. Our new 'Providence' investment programme is specially designed for mission workers on support. Please Skype us at TTc_Malaysia.Website: www.talent-trust.com
Email:
Tel: ++ 60 4 899 8945 (MALAYSIA)
TravelInsurety
This US based travel insurance comparison site has a Missionary Travel Section where you can do side by side comparisons of the top plans utilized by US missionaries and decide which plan or plan type would best suit your needs.Website: www.travelinsurety.com
Visitors Insurance
A variety of products designed exclusively for Individuals and Groups travelling worldwide. They have been in business for over 23 years. These products are rated A by the A. M. Best Company. They have 5 Travel & Health Insurance products designed precisely for Missionaries and Churches, and they are available for US and non-US citizens worldwide.Website: www.ciainsagency.com/missionary.htm
Email:
Tel: ++ 1 847 897 5120 (USA)
World Outreach Christian Ministries, Inc
This US based organisation provides a complete line of international, worldwide, major medical, health, travel and accident insurance. These medical programs provide global security to missionaries and their families anywhere in the world. Through International Medical Group (IMG) coverage periods for medical insurance are from 10 days to unlimited and they offer major medical plans with up to $5 Million protection. Their Global Mission Medical Insurance and Global Mission Basic provide benefits relevant to the international missionary market.Website: www.internationalhealthins.com
Email:
Tel: ++ 1 800 641 4614 (USA)
Back to top
Travel & medical - general
Accomplish Travel Insurance
Offers a range of travel services, including travel insurance for holidays, single trips, winter sports, backpackers, ski, snowboarding, annual and long stay. Also offers car hire & accommodation finding service for London.Website: www.accomplishtravel.co.uk
Email:
Tel: 020 8540 7062
Bellwood Prestbury
Bellwood Prestbury provides specialist insurance for organisations and individuals operating in the world's most challenging businesses and regions. They also offer independent expat insurance advice for individuals.Website: www.bellwoodprestbury.com
Email:
Tel: 01242 584558
Cheaptravelinsurance.com
UK travel insurance with instant quotes and cover online for single trips, annual travel insurance, ski insurance and backpackers insurance with 3 different cover options.Website: www.cheaptravelinsurance.com
Tel: 08450 264 264
Coe Connections International
Long stay single trip travel insurance specialists.Website: www.coeconnections.co.uk
Tel: 1702 587003
Essential Travel Insurance
Book your travel insurance with Essential Travel for peace of mind. Customise your policy and compare prices before booking. 24 hour emergency assistance available wherever you are. UK holiday insurance providers online.Website: www.essentialtravel.co.uk
Email:
Tel: 0845 803 5434
Gap Year Travel Insurance
A free advisory website that gives a background about acquiring travel insurance during education or work gap year and the benefits and coverage that goes with it.Website: http://gapyear-travelinsurance.net
Globelink International
Comprehensive travel insurance for EU residents. A wide choice of policies will satisfy any sophisticated traveller. Book online to save time and money. Globelink also offer cover for EU residents already abroad.Website: http://globelink.co.uk
Insurance Bookers
Insurancebookers aim is to provide customers with excellent insurance products, which are simple to understand and purchase, and are good value for money.Website: www.insurancebookers.co.uk
Insurance Advice Guide
Online insurance magazine, directory, and resource center with feature articles, links, and quotes service. Covers travel, car, life, home insurance, and related topics.Website: www.InsuranceAdviceguide.com
Insure for all.com
Provider of senior travel insurance, aged 65 and over, for single trips, annual, and multi trip policies. Apply online for a travel insurance quote. Also provides travel tips and guidelines for the older traveller.Website: www.insureforall.com
Moneysupermarket
Cheap quotes for annual travel insurance and single trip holiday insurance online with moneysupermarket.com. Over 450 policies compared in seconds.Website: www.moneysupermarket.com/travelinsurance
MRL Travel Insurance Direct
Travel insurance including annual worldwide multi-trip, single trip and backpackers extended stay. Plus senior citizen travel insurance.Website: www.mrlinsurance.co.uk
Tel: 0845 676 0689
NCi Charity Insurance Brokers
Clients throughout the charity sector benefit by using NCi Charity; from community groups and small charities to charities that help the aged and carry out activities Worldwide. With exclusive charity insurance, trustees indemnity and charity travel facilities, NCi Charity will tailor an insurance solution to your organisations needs and budget.Website: www.ncinsurance.co.uk/charityinsurance.html
Email:
Tel: 0800 046 1446
On Call International
On Call International has been a leading provider of medical, security and travel assistance for global workforces for more than 15 years. Operating 24/7/365 and responsible for the safety of 13 million travelers, On Call delivers life-determining aid, including approximately 2,000 medical evacuations each year from all points on the globe.Website: www.oncallinternational.com
Tel: ++ 1 800 575 5014 (USA)
Overseas Travelers Protection Plan
The Overseas Travelers Protection Plan (OTPP) is designed to provide individuals or groups with short-term travel protection.Website: http://otpplan.com
Tel: ++ 1 800 474 2601 (USA)
Over 60s Travel Insurance Guide
Compare senior travel insurance for a range of travel insurance providers that offer over 60s travel insurance cover.Website: www.Over60sTravelInsurance.co.uk
Pacific Prime International
International health insurance products for expats located anywhere in the world including the UK. Quality medical insurance plans can be customized to fit the needs of clients.Website: www.pacificprime.com
Tel: 0207 198 1304
Primary Insurance
Single or annual multi trip travel insurance for individuals and families.Website: www.primaryinsurance.co.uk
Tel: 0870 220 0634
Staysure Over 50s Insurance
Staysure offers cheap insurance specifically aimed at people over the age of 50. Travel insurance for all types of destinations and trip durations covered. Insurance for expats living abroad is also available.Website: www.staysure.co.uk/insurance
Tel: 0844 277 0844
TFG Global
TFG Global Insurance Solutions Ltd. has become a leader in offering international insurance solutions to clients around the world. We offer both Canadian and international life, health, disability, travel and critical illness plans to both individuals and companies around the world.Website: www.tfgglobal.com
Email:
Travelinsurance direct
Travelcover.co.uk offers extended stay travel insurance to residents of the UK & Ireland. All their policies offer a 14 day money back guarantee and include a range of hazardous sporting activities inc. basic manual labour. Instant on-line quotes and applications available.Website: www.travel-insurance.net
Tel: 0800 652 9944
Travel Guard
Get Travel & Holiday Insurance quotes from just £2.65. Also, get great value cover for Backpacker holiday insurance.Website: www.travel-guard.co.uk
Travel Insurance
Instant quote and cover online for single trips, annual travel insurance, ski insurance and backpackers insurance available.Website: www.travelinsurance.co.uk
Tel: 0844 888 1595
UK Insurance Index
Insurance directory listing UK insurance companies, articles and reviews.Website: www.uk-insurance-index.co.uk
uSwitch.com
uSwitch.com is a free, impartial online and phone based comparison and switching service that helps customers compare prices on a range of services including travel insurance.Website: www.uswitch.com/travel-insurance
Tel: 0845 092 0559
Venbreda International
Vanbreda International is specialised in cross-border health insurance and employee benefits programmes for intergovernmental organisations, multinational corporations and their international workforce.Website: www.vanbreda-international.com
World First Travel Insurance
We offer single trip, long stay and multi-trip insurance as well as cheap annual travel insurance for frequent travellers. We also provide exceptional value and medical travel insurance.Website: www.world-first.co.uk
Email:
Tel: 0845 90 80 171
Back to top
Personal effects
Banner Financial Services
Banner offer a travel insurance portfolio that includes cover for medical and emergency expenses, emergency assistance service, sports cover, personal accident, cancellation and curtailment, baggage and personal possessions, business equipment, money and personal liability. This policy is also offered by Interhealth and Global Connections.Website: www.bannergroup.com
Email:
Tel: 01993 862 119
Jelf Group plc
Overseas personal insurance from Jelf Insurance Brokers Ltd (part of Jelf Group plc) is a UK policy written in English, underwritten by Lloyds of London and covered by British law. It's designed to insure the home contents and personal property of expatriates.Website: http://www.jelfgroup.com/page/individual-services/personal-insurance
Email:
Tel: 0118 9839945
Gallagher Charitable International Insurance Services
Gallagher Charitable International Insurance Services has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
CompuCover
If you're struggling to find someone who will insure your laptop anywhere in the world, check these folk out. They are the UKs No 1 provide of specialist IT insurance giving peace of mind to over 50,000 clients.Website: www.compucover.co.uk
Email:
Tel: 01788 563105
Back to top
Motor
Gallagher Charitable International Insurance Services
Gallagher Charitable International Insurance Services has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
Groupama
Most UK insurance companies will not insure a car if the owner resides outside of the UK. This insurance company does, which is useful for those leaving a car in the UK and who want others to be able to use it.Website: www.groupama.co.uk
Tel: 0161 834 9888
GoCarWarranty
Our Company provides Car Warranty to all the tourist destinations of the world.Website: www.gocarwarranty.co.uk
iCarhireinsurance.com
iCarhireinsurance offer a range of car hire excess policies that are fully comprehensive, simple to understand, unbeatable value and accepted at all car rental locations worldwide.Website: https://icarhireinsurance.com
Insurance4carhire.com
For a low, annual premium, Insurance4carhire.com provides excess insurance protecting the customer against excess charges whenever they rent a car.Website: www.insurance4carhire.com
Stuart Collins & Co
Stuart Collins & Co Established 1969 has been running a scheme for the past 30 years offering a motor policy for UK registered Cars (Left or Right hand drive) with annual foreign use. This is a UK motor policy therefore it includes use in the UK also without limit of time.Website: www.stuartcollins.com
Back to top
Life
Life Insurance Advisor
Life Insurance Advisor provides a nationwide network of life insurance experts providing custom quotes from the major life insurance companies.Website: www.lifeinsuranceadvisor.com
Gallagher Charitable International Insurance Services
Gallagher Charitable International Insurance Services has served the missionary community, exclusively since 1980, for international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organisations (including those from the UK) for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.Website: www.aaintl.com
Email:
Tel: ++ 1 803 758 1400 (USA)
Back to top
Office
Access Insurance Service
We are an ethical, Christian based insurance broker specialising in the voluntary sector. We focus on providing protection for your assets, liabilities, volunteers and employees through the provision of secure insurance cover. Whether you are a charity, church, company limited by guarantee, not for profit group, or voluntary organisation; Access will undertake a risk analysis of your special needs. more>>Website: www.accessunderwriting.co.uk
Email:
Tel: 0208 651 7420 (Charity Insurance: 0845 257 1355)
Ecclesiastical Insurance
With over 25 years of experience insuring not-for-profit organisations, we've developed charity insurance that's flexible enough to meet the needs of a wide variety of charitable organisations of all sizes, including: charities, not-for-profit organisations, community interest companies and social enterprises. Find your nearest charity insurance broker using the postcode search on our website.Website: www.ecclesiatical.com
Email:
Tel: 0845 777 3322
Endsleigh Charity Insurance
Specialists in arranging insurance for charities and voluntary organisations.Website: www.endsleigh-business.co.uk/Tailored/Pages/charity-insurance.aspx
Tel: 01242 866800
MasterPolicy Insurance Brokers
MasterPolicy have been offering specialist insurance to suit the particular requirements of churches and charities for 20 years. Insurance schemes can be tailored to match each organisation’s needs. As one of the market leader’s, MasterPolicy pride themselves on personal service and competitive prices. MasterPolicy have a range of policies on offer that will help when the unthinkable happens: Buildings & Contents, Computer Breakdown, Employers Liability, Goods in Transit , Legal Expenses, Loss of Reputation, Event Cancellation Expenses, Management Liability, Personal Accident, Professional Indemnity, Property Owners Liability, Public and Products Liability, Travel Insurance, Trustees Indemnity. Please contact our friendly team for advice and a quote more>>Website: www.masterpolicy.co.uk
Email:
Tel: 01767 318200
NCi Charity Insurance Brokers
Clients throughout the charity sector benefit by using NCi Charity; from community groups and small charities to charities that help the aged and carry out activities Worldwide. With exclusive charity insurance, trustees indemnity and charity travel facilities, NCi Charity will tailor an insurance solution to your organisations needs and budget.Website: www.ncinsurance.co.uk/charityinsurance.html
Email:
Tel: 0800 046 1446
WRS Limited Insurance Brokers
WRS have over 35 years gained extensive experience in arranging competitive office package insurance for Christian charities and mission agencies. Not only covering the office insurance risk but extending such to cover deputation work, overseas liability and equipment away from the office. Facilities also include cover for mission organisations sending goods overseas. Can also quote for your mission vehicles in the UK.Website: www.wrsinsurance.co.uk
Email:
Tel: 01206 760780